E-commerce and digital banking have revolutionized the way businesses and consumers interact in the modern financial ecosystem. E-commerce enables seamless online transactions, global reach, and personalized shopping experiences, while digital banking provides secure, efficient, and convenient financial services through mobile apps, AI-driven solutions, and blockchain technology. This presentation explores key innovations such as cashless payments, fintech integration, cybersecurity measures, and AI-driven customer service. It also highlights challenges like data privacy, regulatory concerns, and digital fraud risks. The future of these industries points towards increased automation, blockchain adoption, and enhanced security measures to ensure a seamless, user-friendly, and secure digital financial environment.